Start the buying process here

[ms_timeline columns=”5″ class=”” id=””][ms_timeline_item title=’Start’ time=’1′]We’ll begin by identifying your short and long term goals.[/ms_timeline_item] [ms_timeline_item title=’Pre-Approval’ time=’2′]Your lender will help you set a financial plan within budget.[/ms_timeline_item] [ms_timeline_item title=’Search’ time=’3′]We use creative methods to find off-market properties.[/ms_timeline_item] [ms_timeline_item title=’Negotiations’ time=’4′]We’ll work on your behalf to get you the best deal possible.[/ms_timeline_item] [ms_timeline_item title=’Contract’ time=’5′]Our team will handle the contract to close deadlines.[/ms_timeline_item][/ms_timeline] [ms_divider style=”shadow” align=”center” width=”100%” margin_top=”15″ margin_bottom=”15″ border_size=”5″ border_color=”#f2f2f2″ icon=”” class=”” id=””][/ms_divider] [ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]1.[/ms_dropcap] First, we’ll sit down to discuss your goals. We want to help you achieve your dreams, and reach your needs and desires. During our initial meeting, we’ll also go through the real estate contract and transaction steps, explaining the key points you need to know before you write an offer.

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]2.[/ms_dropcap] Pre-Approval: Some of our savvy clients have a solid understanding of what they can afford when we first meet. For the rest, we highly recommend that you speak with a mortgage professional. You’ll be able to gain valuable insight into the purchasing process and you may be surprised at the myriad of financing options available to you.

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]3.[/ms_dropcap] Home Search: The typical consumer has already started on this step, well before meeting with a real estate agent or lender. We can offer a few different tips to maximize the potential for you to find the home you’re looking for and new apps to make it easier to share properties with your spouse or family, and your agent.

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]4.[/ms_dropcap] Negotiate: Once we’ve found the perfect property, it’s time to start the negotiations. This is really where our skills will shine through and you’ll feel the difference the 703 Real Estate team has to offer. If we’ve done a good job of preparing you, then this will likely be the easiest part for you. We’ll work together to come up with a game plan to see you through any number of challenges, including a bidding war, stubborn sellers, or risk mitigation.

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]5.[/ms_dropcap] Contract: When the contract is accepted, you’ll move into a the next phase of the process. This is when our administrative team will take over to coordinate the transaction between all of the different parties involved.

Contract to Close Process

Upon receipt of an acceptable contract, your agent will begin the due diligence process. The seller usually doesn’t have much recourse once the contract is accepted. The residential sales contract is designed to protect the buyer, not the seller. As your agent, it’s our fiduciary responsibility to ensure the terms of the contract are in your the best interest.

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]6.[/ms_dropcap] Due Diligence: Financing
Ensure Earnest Money Deposit is delivered to title/settlement company
Contact lender who provided pre-approval letter for buyer
Confirm buyer is qualified to meet contingency requirements
Provide an alternative lender for a second opinion (if necessary)

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]7.[/ms_dropcap] Facilitate the Title and Settlement Process
Coordinate information exchange with sellers’ and buyers’ title/settlement companies
Title Abstract ordered
Property line survey, if necessary
Homeowner’s or Condominium Association documents including rules and bylaws

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]8.[/ms_dropcap] Home Inspection
Plan for and attend home inspection
Inform parties of any issues or defects found over the course of the inspection
Schedule contractors for repair estimates
Negotiate repairs or credits

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]9.[/ms_dropcap] Final Review
Re-inspect property after home inspection repairs
Touch base with lender to make sure repairs, credits, and appraisal meet requirements.
Make sure that the loan commitment letter is issued and financing contingency is lifted!

[ms_dropcap color=”#efad4d” boxed=”yes” boxed_radius=”8px” class=”” id=””]10.[/ms_dropcap] Settlement Review settlement statements, closing disclosures, and documents with clients.
At settlement, the agent will deliver the keys to the buyer!

Our Skills

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[/ms_column] [ms_column style=”1/4″ class=”” id=””][ms_piechart percent=”93″ filledcolor=”#6ab1c9″ unfilledcolor=”#f5f5f5″ size=”130″ class=”” id=””]93%[/ms_piechart]
[/ms_column] [ms_column style=”1/4″ class=”” id=””][ms_piechart percent=”98″ filledcolor=”#e55d23″ unfilledcolor=”#f5f5f5″ size=”130″ class=”” id=””]98%[/ms_piechart]
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